🤝  Course 04: Negotiating Term Sheets Like a Lender

A term sheet looks official the moment it hits your inbox — but a meaningful share of what's on that page is a starting position, not a final ruling. Most borrowers can't tell which parts are which.

This course shows you exactly what typically flexes — rate lock timing, prepayment structure, reserve requirements — what almost never does, and how timing and leverage change what you can actually ask for, before you sign anything.

What you'll walk away with:

✅  Which terms lenders will actually negotiate

✅  The fine print that matters more than the headline rate

✅  How to use a competing offer without burning the relationship

✅  A side-by-side worksheet to compare multiple term sheets

16-page digital guide  ·  2 worksheets  ·  glossary of key terms

For anyone about to sign a term sheet without knowing what's negotiable.