Mixed-Use Property Lending (Tier 2 - Course 13)
🏙️ Course 13: Mixed-Use Property Lending
A building with retail on the ground floor and apartments above doesn't fit neatly into one underwriting box — and that mismatch is exactly what narrows your lender pool.
This course shows you how lenders blend residential and commercial analysis under a single loan, where the residential-percentage threshold actually matters, and how to evaluate the ground-floor commercial component on its own merits.
What you'll walk away with:
✅ How lenders classify a mixed-use deal by residential percentage
✅ Why the ground-floor retail component deserves its own scrutiny
✅ Zoning and legal nonconforming use risks to check first
✅ A blended-income calculator for your own deal
16-page digital guide · 2 worksheets · glossary of key terms
For anyone financing a building that's two things at once.